We only represent injury victims so we cannot handle your property damage case. However, you can often get your car repaired with the negligent party's insurance company. You should get a copy of the police report and contact the insurance company if they have not contacted you. The insurance will usually have someone inspect your car and reimburse you for the damage. If your car is totaled, the law allows them to pay you the lesser of the blue book value or the cost of repairs. If they are unwilling to pay for the repairs, and you do not believe the wreck was your fault, you should file suit in small claims court. In Missouri, you can recover up to $3,000 in small claims. In Illinois, the limit is $5,000. Remember, you file the suit against the person who hit you, not the insurance company.